Ticketmaster is the largest ticket sales and distribution company in the world. They sell tickets for concerts, sports events, theater shows, and more. With their massive inventory, buying tickets on Ticketmaster can get expensive, especially for highly sought after events. This leads many people to wonder – does Ticketmaster offer any financing options to help buyers spread out the cost of tickets over time?
Does Ticketmaster Offer Payment Plans?
Unfortunately, Ticketmaster itself does not offer any official payment plan or financing options for ticket purchases. The ticket prices you see on Ticketmaster are the full, upfront amounts you need to pay. There are no built-in features to split your ticket payments into multiple installments over time.
So if you want to finance your Ticketmaster purchase, you’ll need to utilize third-party services or payment methods that allow you to spread out payments. Ticketmaster does not directly provide the ability to make partial payments on tickets. You have to pay the full ticket prices upfront at the time of purchase.
Can You Finance Ticketmaster Purchases With a Credit Card?
One of the most common ways people finance large purchases is with credit cards. Many major credit cards allow you to carry a balance and pay your bill off over time, essentially giving you a short-term loan on whatever you buy with the card.
Does this method work for financing Ticketmaster orders?
The answer is yes – you can absolutely use a credit card to finance your Ticketmaster ticket purchases. Ticketmaster accepts all major credit cards, including Visa, Mastercard, American Express, and Discover.
The key benefits of using a credit card to finance Ticketmaster tickets include:
- More manageable payments – You don’t have to pay the full ticket amount upfront. You can make monthly payments towards your credit card balance.
- Delayed payments – You typically have around 30 days from the statement closing date before your credit card payment is due.
- Earning rewards – Many credit cards offer robust rewards programs on all purchases allowing you to earn cashback, points, or miles.
- Building credit – Making on-time payments can help build your credit score over time.
However, there are some downsides to keep in mind:
- High interest rates – Credit card APRs are usually much higher than other financing options. Rates of 15-25% are common.
- Paying more over time – You’ll end up paying significantly more total money over the lifetime of the credit card balance.
- Credit approval needed – You need good enough credit to qualify for a credit line large enough to finance the tickets.
Overall, using a credit card to finance Ticketmaster tickets can make sense in many scenarios. But be sure you understand the interest charges and have a plan to pay off the balance in a reasonable timeframe.
Can You Use Affirm to Finance Ticketmaster Purchases?
Affirm is a popular financing option that works similarly to credit cards. They allow you to split purchases into predictable monthly payments over 3, 6, or 12 months. Affirm charges simple interest meaning there are no hidden fees or compounding interest charges.
Unfortunately, Affirm financing is not available directly through Ticketmaster. You cannot choose Affirm as a payment method during Ticketmaster checkout.
However, some retailers selling Ticketmaster tickets on the secondary market do accept Affirm. For example, on Stubhub you can choose Affirm at checkout to finance your Ticketmaster resale ticket purchase.
So while not directly available on Ticketmaster itself, Affirm can be an option for financing Ticketmaster tickets bought through select secondary sellers.
Afterpay for Ticketmaster Tickets
Afterpay is another financing option growing in popularity, especially with younger consumers. It allows you to pay for purchases in four interest-free installments every two weeks.
Similar to Affirm, Afterpay is not directly offered as a payment method on Ticketmaster. So you cannot use Afterpay to finance tickets during checkout on Ticketmaster.com.
However, Afterpay may be available on some third-party sites selling Ticketmaster verified resale tickets. For example, ticketing sites like Gametime and TickPick allow you to use Afterpay at checkout. So you may be able to finance Ticketmaster tickets through those channels.
But Afterpay is not an option on Ticketmaster itself currently. Ticketmaster does not directly integrate or offer Afterpay financing.
Using Layaway to Buy Ticketmaster Tickets
Layaway is one of the original financing solutions allowing you to reserve product by putting down a deposit and then pay off the remaining balance over time. Layaway plans don’t charge interest.
Does Ticketmaster offer layaway for concert, sports, and other event tickets?
Unfortunately, layaway is not an option for financing Ticketmaster tickets. Ticketmaster does not offer any type of layaway plan for purchases on their platform. You need the full payment upfront when you place your ticket order.
Layaway just doesn’t fit with Ticketmaster’s business model and the on-demand nature of digital tickets. So look at credit cards, Affirm, Afterpay, or other financing solutions for any payment flexibility. Layaway plans are not applicable to Ticketmaster orders.
Payment Plan Options on Ticketmaster
While Ticketmaster itself doesn’t offer payment plans, some venues and teams selling tickets through Ticketmaster do provide their own payment plan options for certain events.
For example, select sporting teams like the San Francisco 49ers integrate payment plan options on Ticketmaster for season tickets and multi-game packages. The team outlines down payment amounts and a schedule for charging the remaining balance over defined periods.
Certain concerts, festivals, and theaters also utilize this functionality to allow fans to finance Ticketmaster orders for their events. For instance, you might be able to finance a multi-show Broadway performance package on Ticketmaster.
So in limited cases, there are payment plans available on Ticketmaster for specific events where the venue, team, or artist has set up this financing option. Be sure to look for any payment plan details on the event page before purchasing tickets.
Using SeatGeek or Vivid Seats Financing
Third-party ticket resellers like SeatGeek and Vivid Seats both offer financing programs that can be used to finance Ticketmaster resale tickets.
For example, SeatGeek offers SeatGeek Pay in 4, allowing you to split ticket purchases into 4 equal monthly payments with 0% APR. Vivid Seats has a Vivid Seats Pay Monthly program you can use to finance tickets in monthly installments for 6, 12, or 18 months based on your order total.
Both sites include Ticketmaster verified resale tickets in their inventory. So you can purchase those Ticketmaster tickets using SeatGeek or Vivid Seats financing during checkout.
Just note that officially these financing programs are for the third-party transactions, not directly for Ticketmaster orders. But in practice, they work to finance Ticketmaster resale tickets purchased through those secondary marketplaces.
Using a Personal Loan to Pay for Ticketmaster Tickets
Personal loans allow you to borrow money that you pay back in fixed monthly payments with interest. Personal loans can be used for any purpose, so you can absolutely take out a personal loan to cover the cost of Ticketmaster ticket purchases.
Benefits of using a personal loan to finance Ticketmaster tickets include:
- Fixed payments – You’ll have a set payment amount each month over the loan term.
- May have lower rates – Personal loan rates can be lower compared to credit cards.
- Fixed payoff date – The loan will be fully repaid by a certain date.
Downsides to be aware of:
- Credit check needed – You must have good enough credit to qualify for a personal loan.
- No rewards – Personal loans do not offer cash back, points, or miles like credit cards.
- Origination fees – Many personal loans charge origination fees deducted from the loan amount.
Overall, personal loans are a reasonable option for financing major Ticketmaster purchases if you need to spread repayment over 1-5 years at affordable interest rates.
Using a Home Equity Loan
Home equity loans allow homeowners to borrow against the equity in their home. The loan is secured by your home value, so rates are often very low.
Using a home equity loan is generally not recommended just to finance event tickets. Home equity loans come with fees and closing costs that usually make them cost prohibitive for smaller purchases.
However, a home equity loan could potentially make sense for an absolutely massive Ticketmaster purchase like season tickets for an entire family or a huge block of tickets for a major event.
But for more typical Ticketmaster orders, the costs of a home equity loan usually outweigh the benefits compared to other financing options. Home equity loans are better suited for major home renovations and other large capital expenses.
Asking for a Ticketmaster Gift Card
Instead of traditional financing, another option is asking for a Ticketmaster gift card to help pay for tickets. Friends and family could contribute Ticketmaster gift cards for your birthday, holiday, or other gifting occasion.
Ticketmaster offers both virtual and physical gift cards in various denominations. Combining multiple gift cards lets you pay for part of your ticket order upfront.
Benefits of this method include:
- No interest or fees – Gift cards have no added costs like financing often does.
- Contributions from others – Spreads the upfront cost across multiple people.
Downsides to note:
- Still need cash for remainder – Gift cards likely won’t cover the full amount.
- Logistics of collecting cards – Need to gather multiple gift cards from different people.
So Ticketmaster gift cards can be a creative way to cover some of the upfront ticket costs interest-free. But you’ll likely need additional financing or cash to pay any portion not covered by gift card amounts.
Conclusion
Ticketmaster itself does not provide any direct financing programs or payment plans for ticket purchases. However, you have several options to finance your Ticketmaster orders:
- Pay with a credit card – Make monthly payments toward your balance.
- Use Affirm or Afterpay – These financing programs may be available on secondary marketplaces selling Ticketmaster tickets.
- Take a personal loan – Borrow money and repay it in predictable monthly payments.
- Use Ticketmaster gift cards – Combine gift cards to pay part of your order upfront.
Each method has pros and cons to weigh based on your specific financing needs. Carefully consider credit costs, fees, and repayment terms so you can enjoy the event while responsibly managing the expense. With the right planning, you can find an affordable way to finance your next major Ticketmaster purchase.
