Buying tickets for concerts, sports events, and other entertainment can get expensive. Ticketmaster gives you the option to split up payments over time with buy now pay later financing through certain providers. This allows you to secure tickets now and pay for them over several months.
What is buy now pay later?
Buy now pay later (BNPL) allows you to purchase an item and split the cost into multiple interest-free payments over time. It’s an alternative financing option to credit cards that lets you buy what you want today and pay in installments over several weeks or months.
Ticketmaster partners with certain BNPL providers like Afterpay, Sezzle, PayPal’s Pay in 4, and QuadPay to offer payment plans at checkout. The plans vary by provider but typically allow you to make a 25% down payment at the time of purchase and then pay off the remaining balance in 3-4 interest-free installments charged every 2 weeks.
What are the benefits of using BNPL for Ticketmaster tickets?
Here are some of the main benefits of using buy now pay later financing on Ticketmaster:
- Pay over time – Avoid paying the full cost upfront and split it into several manageable payments spread out over a few months.
- Interest-free – There is no interest charged on BNPL payment plans through Ticketmaster.
- Instant approval – Providers approve you quickly right at checkout so you can buy tickets now.
- No credit check – BNPL programs typically only do a soft credit check that doesn’t affect your credit score.
- Buy more tickets – Spreading out payments allows you to affordably buy more tickets at once.
- Avoid sell-outs – Get tickets now to popular shows before they sell out completely.
How do I get approved for buy now pay later on Ticketmaster?
Getting approved for buy now pay later financing on Ticketmaster is quick and easy in most cases. Here is how it works:
- Add tickets to your cart and proceed to checkout on Ticketmaster.
- Select your preferred BNPL provider like Afterpay, Affirm, Sezzle etc.
- Enter some basic personal info like name, date of birth, address.
- Provider runs a soft credit check that doesn’t affect your credit score.
- If approved, complete the purchase with the required down payment.
Approval factors include things like your credit history, income, and ability to make scheduled payments. As long as you have fair credit and stable finances, you’ll likely qualify. The whole process takes just a minute or two at checkout.
What buy now pay later options does Ticketmaster currently offer?
As of October 2023, here are the BNPL providers that Ticketmaster has integrated into its checkout process:
Afterpay
- 25% down, remainder in 4 interest-free payments every 2 weeks
- No fees if payments made on time
- Uses debit card on file for payments
Sezzle
- 25% down, remainder in 3 payments every 2 weeks
- $0.99-$1.99 fee per installment plan
- Uses debit card on file for payments
PayPal Pay in 4
- 25% down, remainder in 3 payments every 2 weeks
- No fees or interest
- Uses PayPal balance or linked payment methods
QuadPay
- 25% down, remainder in 3 equal installments every 2 weeks
- $1.99-$5.99 fee per installment plan
- Uses debit card on file for payments
Ticketmaster is constantly adding new BNPL partners, so payment plan options may expand in the future.
What tickets can I buy with buy now pay later?
Virtually any tickets sold directly through Ticketmaster.com and its apps can be purchased with BNPL financing. This includes:
- Concert tickets – For individual artists and music festivals.
- Sports tickets – For pro games like NFL, NBA, NHL, MLB, MLS etc.
- Theater tickets – Broadway and off-Broadway shows.
- Comedy show tickets
- Family events – Disney on Ice, monster truck rallies, etc.
As long as Ticketmaster sells the seats directly through their website or mobile apps, you can use BNPL at checkout. Just look for the logos of providers like Afterpay, Sezzle, PayPal Pay in 4 to pay over time.
Step-by-step guide to getting BNPL tickets on Ticketmaster
Here is a step-by-step walkthrough of the process from start to finish:
- Search for and select the tickets you want to purchase on Ticketmaster.com or the mobile app.
- Click the orange “Get Tickets” or similar button to add them to your cart and proceed to checkout.
- On the payment page, click on the logo of your preferred BNPL provider like Afterpay or PayPal’s Pay in 4.
- Enter your name, email, date of birth, address and phone number when prompted.
- Agree to the BNPL provider’s terms and conditions.
- Submit the checkout details for the provider to review.
- If approved within seconds, you’ll pay the down payment (typically 25% of the order total). This can be paid with a debit card, credit card, or the provider’s wallet if available.
- Your Ticketmaster account will show the tickets as purchased and you’ll receive confirmation emails.
- The remaining balance will be withdrawn from your payment method automatically every 2 weeks until paid off.
- If you don’t have sufficient funds on a payment date, the provider may charge fees or penalties, and cancel your tickets.
And that’s it! By leveraging BNPL financing, you can secure tickets now for your favorite events and concerts, then pay it off slowly over a few months.
Troubleshooting buy now pay later on Ticketmaster
In most cases, using BNPL providers on Ticketmaster goes smoothly. But here are some troubleshooting tips for common issues:
I got declined for BNPL financing
If your BNPL application gets denied, first double check that all your information is accurate. If it is, you may have some credit issues or inadequate income for the financing amount. Consider options like a smaller ticket purchase, securing a credit builder loan to boost your score, or adding a co-signer with better credit.
I can’t make one of my payments
Contact the BNPL provider immediately if you ever foresee issues making future payments. Many offer some flexibility with due dates, payment amounts, or restructuring plans. A lack of communication may lead to fees, account closure, and ticket cancellation.
My tickets got cancelled due to non-payment
BNPL providers will typically send several warnings and alerts before cancelling tickets. If this happens, reach back out to see if they will reinstate the transaction or offer any recourse. In the future, carefully consider whether you can properly budget and manage a BNPL plan.
I want to pay off my plan early
Most BNPL companies allow you to pay off the remainder early with no pre-payment penalties. Just contact customer support and request to make a one-time payment for the outstanding ticket balance. This can help you avoid additional installments and fees.
I have a question about my payment plan
It’s best to contact your BNPL provider directly with any specific questions or issues regarding your account, balance, fees, payments etc. Ticketmaster’s role is simply facilitating the initial financing connection.
Pros and cons of using buy now pay later for tickets
Below is an overview of some key advantages and potential drawbacks to consider with BNPL when buying tickets through Ticketmaster:
Pros
- Pay over time in installments
- Avoid high-interest credit card debt
- Instant approval and quick checkout process
- Soft credit check doesn’t hurt your score
- Lock in tickets for high demand events
- Potentially approved with lower credit than credit cards
- Manageable, predictable payment schedule
Cons
- Possibility of fees for missed payments
- Tickets cancelled if plan terms not followed
- Need responsible money management
- Higher total cost than paying in full upfront
- Potential impact on credit approvals if plans not paid on time
- Possibility of denied financing
Tips for successfully managing BNPL plans
To make the most of buy now pay later ticket financing on Ticketmaster, keep these tips in mind:
- Understand the terms – Carefully review all policies, fees, payment schedules etc. before accepting the plan.
- Link to a funded account – Make sure the payment method on file has sufficient funds when installments are due.
- Set reminders – Mark your calendar with payment dates and set email/text alerts in advance.
- Automate payments – Many providers let you automate installment payments from a linked bank account.
- Pay on time – Always pay at least the minimum due each billing cycle to avoid fees or cancellation.
- Contact support with issues – Don’t wait if you foresee problems making payments in the future.
If you responsibly follow the repayment schedule, BNPL can be an affordable way to enjoy events without breaking the bank upfront.
Conclusion
In summary, buy now pay later services through Ticketmaster provide a way to secure tickets today for concerts, sports, theater and more while slowly paying off the cost over 2-3 months. There are multiple interest-free BNPL providers to choose from at checkout such as Afterpay, Sezzle and PayPal Pay in 4. The application process is quick and easy with an instant decision. As long as you make on-time payments and properly budget, BNPL can help you affordably attend the events you want without needing credit cards or paying everything at once. Just be sure to fully understand the repayment terms and have a plan to make each installment on schedule.